Working Papers

 

The work in progress conducted by researchers at CERMi is published in working paper format in the collections of the Centre Emile Bernheim de Recherche Interdisciplinaire en Gestion and the Warocqué School of Business and Economics.

 

CEBRIG Working Papers

Warocqué School of Business and Economics Publications

 


CERMi members are indicated by a star (*) after their name. 

 

2023 - 202220212020 2019 - 2018 - 2017201620152014 - 2013 2012 - 2011 - 2010 - 2009 - 2008 - 2007

 ********

2023

WP CEBRIG

 

C.LAURETI* & A. SZAFARZ*

Banking Regulation and Costless Commitment Contracts for Time-Inconsistent Agents

WP-CEBRIG: N°23-010

 

M. BRIERE* & L. SIMAR & A. SZAFARZ* & A. VANHEMS

Sensitivity to measurement errors of the distance to the efficient frontier

WP-CEBRIG: N°23-004

 


2022

WP CEBRIG

 

S. CORNEE*, A. COZARENCO*, A. SZAFARZ*

The Changing Role of Banks in the Financial System: Social versus Conventional Banks

WP-CEBRIG: N°22-002

 

A. COZARENCO*, V. HARTARSKA*, A. SZAFARZ*

Subsidies to microfinance institutions: How do they affect cost efficiency and mission drift?

WP-CEBRIG: N°22-001

 

 


2021

 

WP CEBRIG

 

P. REICHERT, M. HUDON*, A. SZAFARZ* & R.K CHRISTENSEN

Crowding-In or Crowding-Out? How Subsidies Signal the Path to Financial Independence of Social Enterprises

WP-CEBRIG: N°21-014

 

A. PERILLEUX* & A. SZAFARZ*

Women in the boardroom: A bottom-up approach to the tickle-down effect

WP-CEBRIG: N°21-005

 

G. DORFLEITNER*, D. FORCELLA* and Q. ANH NGUYEN

Why microfinance institutions go digital: An empirical analysis

WP-CEBRIG: N°21-003

 

M. BRIÈRE and A. SZAFARZ*

When it Rains, it Pours: Multifactor Asset Management in Good and Bad Times

WP-CEBRIG: N°21-002 

 

S. CORNÉE*, M. JEGERS and A. SZAFARZ*

  


  2020

 

WP CEB

 

A. COZARENCO* and A. SZAFARZ* 

The Regulation of Prosocial Lending: Are Loan Ceilings Effective?

WP-CEBRIG: N°20-012

 

D. NAJMAEI LONBANI and B. DE ROCK

The performance of microfinance institutions: An analysis of the local and legal constraints

WP-CEBRIG: N°20-011

 

GUERIN* I., S. MICHIELS, A. NATAL, C. JALIL NORDMAN and G. VENKATASUBRAMANIAN

Surviving debt, survival debt in times of lockdown

WP-CEBRIG: N°20-009

 

GAFNI H., M. HUDON* and A. PERILLEUX*

Business or basic needs ?The impact of loan purpose on social crowdfunding platforms

WP-CEBRIG: N°20-008

 

A. COZARENCO* and A. SZAFARZ* 

Financial Inclusion in High-Income Countries: Gender Gap or Poverty Trap ?

WP-CEBRIG: N°20-006

 

A. PERILLEUX* and A. SZAFARZ* 

Women Leaders and Social Performance: Evidence from Financial Cooperatives in Senegal

 PostPrintCEB025

 

C. VARENDH-MANSSON, T. WRY and A. SZAFARZ* 

Anchors Aweigh? Then Time to Head Upstream Why we Need to Theorize “Mission” before “Drift”

 PostPrintCEB024

 

 


2019

 

WP CEB

 

M. ABRAMOWICZ & A. SZAFARZ*

"Ethics of Randomized Controlled Trials: Should Economists Care about Equipoise?"

WP-CEB: N°19-017

 

I. GUERIN*, C. NORDMAN and E. REBOUL

"The gender of debt and the financialisation of development. Insights from rural southern India"

WP-CEB: N°19-016

 

REBOUL E., I. GUERIN*, A. RAJ and G. VENKATASUBRAMANIA

"Managing Economic Volatility. A Gender Perspective"

WP-CEB: N°19-015

 

HUDON* M., M. LABIE* and A. SZAFARZ*

"A long time ago in a galaxy far, far away… How microfinance evolved and how research followed,"

               WP-CEB: N°19-013

 

NYA TCHATCHOUA M., I. PIGNATEL and H. TCHAKOUTE TCHUIGOUA*

"What type of microfinance institutions comply with International Financial Reporting Standards?,"

               WP-CEB: N°19-012

 

HUDON* M., M. LABIE* and A. SZAFARZ*

"The Microfinance Alphabet"

               WP-CEB: N°19-011

 

MERSLAND* R., S. ANOKYE NYARKO* and A. SZAFARZ*

"Do Social Enterprises Walk the Talk? Assessing Microfinance Performances with Mission Statements"

               WP-CEB: N°19-008

 

GUTIÉRREZ-NIETO* B. and C. SERRANO-CINCA

"20 Years of Research in Microfinance: An Information Management Approach"

               WP-CEB: N°19-005

 

COZARENCO* A., V. HARTARSKA and A. SZAFARZ*

"Too Many Cooks Spoil the Broth: The Conflicting Impacts of Subsidies and Deposits on the Cost-Efficiency of Microfinance Institutions"

               WP-CEB: N°19-001

 

 


2018

 

HERMES* N. and M. HUDON*

"Determinants of the Performance of Microfinance Institutions: A Systematic Review"

               WP-CEB: N°18-024

 

MEYER* C. and M. HUDON*

"Money and the Commons: An Investigation of Complementary Currencies and their Ethical Implications"

               WP-CEB: N°18-019

 

MORDUCH J. and A. SZAFARZ*

"Earning to Give: Occupational Choice for Effective Altruists"

               WP-CEB: N°18-017

 

CORNÉE* S., M. JEGERS, and A. SZAFARZ*

"A Theory of Social Finance"

               WP-CEB: N°18-010

 


2017

 

LAURETI* C., A. DE JANVRY, and E. SADOULET

"Flexible Microfinance Products for Financial Management by the Poor: Evidence from SafeSave"

               WP-CEB: N°17-036

 

GLÉMAIN* P.

"Advocacy for a History of Thought and Organizations in Social Banking in France (SSE)"

               WP-CEB: N°17-032

 

LAURETI* C. and A. SZAFARZ*

"Behavioral Banking: A Theory of the Banking Firm with Time-Inconsistent Depositors"

               WP-CEB: N°17-028

 

CORNÉE* S., P. KALMI, and A. SZAFARZ*

"How Costly is Social Screening? Evidence from the Banking Industry"

               WP-CEB: N°17-026

 

HUDON* M., M. LABIE*, and P. REICHERT*

"What is a Fair Profit for Social Enterprise? Insights from Microfinance"

               WP-CEB: N°17-024

 

MEYER* C. and M. HUDON*

"Alternative organizations in finance: commoning in complementary currencies"

               WP-CEB: N°17-015

 

DE PRIL J. and C. GODFROID*

"How to Reconcile Financial Incentives and Prosocial Motivation of Loan Officers in Microfinance?"

               WP-CEB: N°17-011

 

GARIKIPATI* S., I. GUÉRIN*, S. JOHNSON*, and A. SZAFARZ*

"Microfinance and Gender: Issues, Challenges and the Road Ahead"

               WP-CEB: N°17-010

 

LAURETI* C.

"Why do Poor People Co-hold Debt and Liquid Savings?"

               WP-CEB: N°17-007

 

ARTIS A. and S. CORNÉE*

"Composition, Interpretation and Memorisation of the Idiosyncratic Knowledge in Social Banking"

               WP-CEB: N°17-002

 

 


2016

 

PASCAL D., L. ATLE BEISLAND, and R. MERSLAND*

"The origin of CEOs and its influence on microfinance performance and risk-taking"

               WP-CEB: N°16-046

 

MERSLAND* R., D. PASCAL, and L. ATLE BEISLAND

"The influence of CEO power on agency costs in non-profit organisations: evidence from the global microfinance industry"

               WP-CEB: N°16-045

 

D'ESPALLIER* B., J. GOEDECKE, M. HUDON*, and R. MERSLAND*

"From NGOs to banks: Does institutional transformation alter the business model of microfinance institutions?"

               WP-CEB: N°16-029

 

COZARENCO* A. and A. SZAFARZ*

"Microcredit in Industrialized Countries: Unexpected Consequences of Regulatory Loan Ceilings"

               WP-CEB: N°16-021

 

STROM R.O., B. D'ESPALLIER*, and R. MERSLAND*

"Female leaders and financial inclusion: Evidence from microfinance institutions"

               WP-CEB: N°16-019

 

FORCELLA* D. and F. HUYBRECHS

"Green Microfinance and Ecosystem Services - A quantitative study on outcomes and effectiveness"

               WP-CEB: N°16-018

 

D'ESPALLIER* B., M. HUDON*, and A. SZAFARZ*

"Aid Volatility and Social Performance in Microfinance"

               WP-CEB: N°16-015

 

AFONSO J., S. MORVANT-ROUX*, D. FORCELLA*, and I. GUÉRIN*

"Insufficiencies and loopholes of self- regulation in overindebtedness prevention: The case of the Dominican Republic"

               WP-CEB: N°16-014

 

LAURETI* C. and A. SZAFARZ*

"The Price of Deposit Liquidity: Banks versus Microfinance Institutions"

               WP-CEB: N°16-013

 

FORCELLA* D., R. MOSER, and L.E. GONZALES FARIAS

"Rural Microfinance and Climate Change: Geographical Credits Allocation and Vulnerability. An Analysis of Agroamigo in Brazil’s Northeastern States"

               WP-CEB: N°16-011

 

MOSER R., D. FORCELLA*, and L.E. GONZALES FARIAS

"Microfinance and climate change: threats and opportunities, the case of Brazil’s largest rural MFIs, Agroamigo and Cresol"

               WP-CEB: N°16-010

 

FORCELLA* D. and G. LUCHESCHI

"Microfinance and ecosystems conservation - How green microfinance interacts with Socio-Ecological systems Lessons from Proyecto CAMBio in Nicaragua and Guatemala"

               WP-CEB: N°16-008

 

COZARENCO* A., M. HUDON*, and A. SZAFARZ*

"What Type of Microfinance Institutions Supply Savings Products?"

               WP-CEB: N°16-007

 

REICHERT* P.

"A meta-analysis examining the nature of trade-offs in microfinance"

               WP-CEB: N°16-005

 

PÉRILLEUX* A., A. VANROOSE*, and B. D'ESPALLIER*

"Are financial cooperatives crowded out by commercial banks in the process of financial sector development?"

               WP-CEB: N°16-002

 

 

 


2015

 

SEKKAT K., A. SZAFARZ*, and I. TOJEROW

"Women at the Top in Developing Countries: Evidence from Firm-Level Data"

               WP-CEB: N°15-048

 

CORNÉE* S., P. KALMI, and A. SZAFARZ*

"Selectivity and Transparency in Social Banking: Evidence from Europe"

               WP-CEB: N°15-047

 

CORNÉE* S. 

"The Relevance of Soft Information for Predicting Small Business Credit Default: Evidence from a Social Bank"

               WP-CEB: N°15-044

 

CORNÉE* S. and G. THENET

"Efficience des institutions de microfinance en Bolivie et au Pérou : une approche Data Envelopment Analysis en deux étapes"

               WP-CEB: N°15-040

 

POSTELNICU* L. and N. HERMES*

"Microfinance Performance and Informal Institutions: A Cross-country Analysis"

               WP-CEB: N°15-032

 

BOURLÈS R., A. COZARENCO*, D. HENRIET, and X. JOUTARD

"Business Training Allocation and Credit Scoring: Theory and Evidence from Microcredit in France"

               WP-CEB: N°15-030

 

COZARENCO* A.

"Microfinance Institutions and Banks in Europe: The story to date"

               WP-CEB: N°15-027

 

WULLEMAN M. and M. HUDON*

"Models of social entrepreneurship: empirical evidence from Mexico"

               WP-CEB: N°15-024

 

POSTELNICU* L., N. HERMES*, and R. SERVIN JUAREZ

"Social Capital and the Repayment of Microfinance Group Lending. A Case Study of Pro Mujer Mexico"

               WP-CEB: N°15-023

 

PÉRILLEUX* A. and A. SZAFARZ*

"Women Leaders and Social Performance: Evidence from Financial Cooperatives in Senegal"

               WP-CEB: N°15-022

 

LAURETI* C.

"The Debt Puzzle in Dhaka’s Slums: Do Poor People Co-hold for Liquidity Needs?"

               WP-CEB: N°15-021

 

LABIE* M., C. LAURETI*, and A. SZAFARZ*

"Discipline and Flexibility: A Behavioral Perspective on Product Design in Microfinance"

               WP-CEB: N°15-020

 

CIESLIK* K., M. HUDON*, and P. VERWIMP

"Unruly Entrepreneurs - Value Creation and Value Capture by Microfinance Clients in Rural Burundi"

               WP-CEB: N°15-013

 

MICHEL A. and M. HUDON*

"Community Currencies and Sustainable Development: A Systematic Review"

               WP-CEB: N°15-012

 

BÉDÉCARRATS F., I. GUÉRIN*, and F. ROUBAUD

"The gold standard for randomised evaluations: from discussion of method to political economics"

               WP-CEB: N°15-009

 

COZARENCO* A. and A. SZAFARZ*

"Gender Biases in Bank Lending: Lessons from Microcredit in France"

               WP-CEB: N°15-006

 

 

 


2014

 

 VANROOSE* A.

"Factors that explain the regional expansion of microfinance institutions in Peru"

               WP-CEB: N°14-030

 

LAURETI* C. and A. SZAFARZ*

"The Liquidity Premium: Commercial Banks versus Microfinance Institutions"

               WP-CEB: N°14-029

 

BRIÈRE M. and A. SZAFARZ*

"Does Commercial Microfinance Belong to the Financial Sector? Lessons from the Stock Market"

               WP-CEB: N°14-024

 

FORCELLA* D. and M. HUDON*

"Green Microfinance in Europe"

               WP-CEB: N°14-020

 

PERILLEUX* A. and A. SZAFARZ*

"Women Leaders and Social Performance: Evidence from Financial Cooperatives in Senegal"

               WP-CEB: N°14-016

 

COZARENCO* A. and A. SZAFARZ*

"Microcredit in Developed Countries: Unexpected Consequences of Loan Ceilings"

               WP-CEB: N°14-015

 

LAURETI* C. and A. SZAFARZ*

"Having it Both Ways: A Theory of the Banking Firm with Time-Consistent and Time-Inconsistent Depositors"

               WP-CEB: N°14-011

 

LEBOVICS M., N. HERMES*, and M. HUDON*

"Are Financial and Social Efficiency Mutually Exclusive? A Case Study of Vietnamese Microfinance Institutions"

               WP-CEB: N°14-009

 

CORSI* M. and G. ZACCHIA

"Women Economists in Italy: A Bibliometric Analysis of their Scientific Production in the Past Decade"

WP-CEB: N°14-008

 

GARIKIPATI* S., I. AGIER*, I. GUÉRIN*, and A. SZAFARZ*

"The Cost of Empowerment: Multiple Sources of Women’s Debt in Rural India"

WP-CEB: N°14-007

 

CORNÉE* S.

"Soft Information and Default Prediction in Cooperative and Social Banks"

WP-CEB: N°14-005

 

 

 


2013

 

DUMONT G. and M. SCHMIT*

"Tier 1 MFIs Financial Performance: Cash-Flow Statement Analysis"

WP-CEB: N°13-054

 

POSTELNICU* L., N. HERMES*  and  A. SZAFARZ*

"Defining Social Collateral in Microfinance Group Lending"

WP-CEB: N°13-050

 

HUDON* M., and C.MEYER*

"Microfinance and Common Goods: A Study of Brazilian Community Development Banks"

WP-CEB: N°13-049

 

ASHTA* A.

"Business Cooperatives as a Social Response to Unemployment"

WP-CEB: N°13-048

 

ASHTA* A.

"An Introduction to Slow Money and its Gandhian Roots"

WP-CEB: N°13-047

 

ASHTA* A.

"Microfinance and Microentrepreneurship: Case Studies in Social Innovation"

WP-CEB: N°13-046

 

CORSI* M., M. DE ANGELIS and P. MONTALBANO

"The Gender Impact of Microfinance: The Case of Wekembe in Uganda"

WP-CEB: N°13-045

 

 LABIE* M., C. LAURETI* and A.SZAFARZ*

"Flexible Products in Microfinance: Overcoming the Demand-Supply Mismatch"

WP-CEB: N°13-044

 

 HOSEA MUNISI G. and R. MERSLAND* 

"Ownership, board compensation and company performance in sub-Saharan African countries"

WP-CEB: N°13-041

  

COZARENCO* A. and A. SZAFARZ*

"Women's Access to Credit in France: How Microfinance Institutions Import Disparate Treatment from Banks"

WP-CEB: N°13-037

 

HUDON* M. and A. PERILLEUX*

"What Explains Microfinance Distribution Surplus? A Stakeholder-oriented Approach"

 CERMi-WP

 

DEHEM T. and M. HUDON*

"Microfinance from the Clients’ Perspective: An Empirical Enquiry into Transaction Costs in Urban Rural India"

CERMi-WP

 

HUDON* M. and A. ASHTA*

"Fairness and microcredit interest rates: From Rawlsian principles of justice to the distribution of the bargaining range"

CERMi-WP

  

PERILLEUX* A., E. BLOY and M. HUDON*

"Surplus Distribution in Microfinance: Differences Among Cooperative, Non-profit and Shareholder Forms of Ownership"

 CERMi-WP

  

  GUÉRIN* I., B. D'ESPALLIER* and G. VENKATASUBRAMANIAN

"Why Does Microfinance Fail in Rural South-India? The Social Regulation of Self-Employment"

WP-CEB: N°13-034

  

 CORSI* M. and C. D’IPPOLITI

"Class and Gender in Europe, Before and During the Economic Crisis"

WP-CEB: N°13-027

 

CORNÉE* S. and D. MASCLET

"Long-Term Relationships, Group lending and Peer Sanctioning in Microfinance: New Experimental Evidence"

WP-CEB: N°13-026

  

SEPAHVAND M., R. Shahbazian and R. Bali Swain*

"Time Investment by Parents in Cognitive and Non-cognitive Childcare Activities"

WP: 2013:10 (Uppsala University)

 

BOURLÈS R. and A. COZARENCO*

"State Intervention and the (Micro)Credit Market in Developed Countries: Loan Guarantee and Business Development Services"

WP-CEB: N°13-019

 

KLOPFERT F., O. MORTEHAN, H. JOACHAIN* and C. LHOIR

"Smart City Block: A New Level of Intervention for City Renovation and Reducing Energy Consumption"

WP-CEB: N°13-017

 

SERRANO-CINCA C., B. GUTIÉRREZ-NIETO* and N. M. REYES

"A Social Approach to Microfinance Credit Scoring"

WP-CEB: N°13-013

 

D’ESPALLIER* B., M. HUDON* and A. SZAFARZ*

"Unsubsidized Microfinance Institutions"

WP-CEB: N°13-012

 

DAVID G., K. OOSTERLINCK and A. SZAFARZ*

"Art Market Inefficiency"

WP-CEB: N°13-011

 

JOACHAIN* H. and F. KLOPFERT

"Smart Meters as an Opportunity to Motivate Households for Energy Savings? Designing Innovative Policy Instruments Based on the Coupling of Smart Meters and Non-Financial Incentives"

WP-CEB: N°13-008

 

ALLET* M. and M. HUDON*

"Green Microfinance. Characteristics of Microfinance Institutions Involved in Environmental Management"

WP-CEB: N°13-005

 

CORSI* M. and M. SAMEK LODOVICI

"Active Ageing and Gender Equality"

WP-CEB: N°13-004

 

SERRANO-CINCA C., B. GUTIÉRREZ-NIETO*, B. CUÉLLAR FERNÁNDEZ and Y. FUERTES-CALLÉN

"Poverty Penalty and Microfinance"

WP-CEB: N°13-29

 

BERNAL DIAZ O., A. HERINCKX and A. SZAFARZ*

"Which Short-Selling Regulation is the Least Damaging to Market Efficiency? Evidence from Europe"

WP-CEB: N°13-001

 

BRIÈRE M., K. OOSTERLINCK and A. SZAFARZ*

"Virtual Currency, Tangible Return: Portfolio Diversification with Bitcoins"

WP-CEB: N°13-31

         

 

 


2012

 

LAURETI* C. and A. SZAFARZ*

"The Time-Inconsistency Factor: How Banks Adapt to their Mix of Savers"

WP-CEB: N°12-35

 

BEISLAND L.A., R. MERSLAND*, and R.O. STRØM

" Audit Quality and Corporate Governance: Evidence from the Microfinance Industry"

WP-CEB: N°12-034

 

POSTELNICU* L.

"Social Capital and Repayment Performance of Group Lending in Microfinance"

WP-CEB: N°12-032

 

CUÉLLAR FERNÁNDEZ B., Y. FUERTES-CALLÉN, C. SERRANO-CINCA, and B. GUTIÉRREZ-NIETO*

"Determinants of Margin in Microfinance Institutions"

WP-CEB: N°12-030

 

CORNÉE* S. and A. SZAFARZ*

"Vive la Différence: Social Banks and Reciprocity in the Credit Market"

WP-CEB: N°12-029

BOTTI F., M. CORSI*, and C. D’IPPOLITI

"The Gendered Nature of Multidimensional Poverty in the European Union"

WP-CEB: N°12-026
http://ideas.repec.org/p/sol/wpaper/2013-128772.html

 

DE CORTE J.-M., M. LABIE*, L. URGEGHE*, and J.-C. VANSNICK

"Microfinance Investment Vehicles and Social Performance: Moving forward with the MACBETH Approach"

WP-CEB: N°12-025
http://ideas.repec.org/p/sol/wpaper/2013-128723.html

 

ALLET* M.

"Mitigating environmental risks in small-scale activities: what role for microfinance? A case study from El Salvador "

WP-CEB: N°12-021
http://ideas.repec.org/p/sol/wpaper/2013-123289.html

 

SCHICKS* J.

"Over-Indebtedness in Microfinance – An Empirical Analysis of Related Factors on the Borrower Level"

WP-CEB: N°12-017
http://ideas.repec.org/p/sol/wpaper/2013-116700.html

 

ALLET* M.

"Why Do Microfinance Institutions Go Green?"

WP-CEB: N°12-015
http://ideas.repec.org/p/sol/wpaper/2013-115102.html

 

SCHICKS* J.

"The sacrifices of microborrowers in Ghana – A customer-protection perspective on measuring over-indebtedness"

WP-CEB: N°12-008
http://ideas.repec.org/p/sol/wpaper/2013-112507.html

 

SERRANO-CINCA C. AND B. GUTIERREZ-NIETO*

"Microfinance, the long tail and mission drift"

WP-CEB: N°12-001
http://ideas.repec.org/p/sol/wpaper/2013-107018.html

 

 

 


2011

 

HUDON* M. and A. PÉRILLEUX*

"Performance Management of Double Bottom Line Institutions: Evidence from Banco Compatamo's Productivity Distribution"

WP-CEB: N°11-056
http://ideas.repec.org/p/sol/wpaper/2013-104631.html

 

MERSLAND* R. and L. URGEGHE*

"Performance and International Investments in Microfinance Institutions"

WP-CEB: N°11-054
http://ideas.repec.org/p/sol/wpaper/2013-103401.html

 

BRIÈRE M. and A. SZAFARZ*

"Investment in Microfinance Equity: Risk, Return, and Diversification Benefits"

WP-CEB: N°11-050
http://ideas.repec.org/p/sol/wpaper/2013-100398.html

 

SCHICKS* J.

"From a supply gap to a demand gap? The risk and consequences of over-indebting the underbanked"

WP-CEB: N°11-046
http://ideas.repec.org/p/sol/wpaper/2013-99192.html

 

ALLET* M.

"Measuring the Environmental Performance of Microfinance"

WP-CEB: N°11-045
http://ideas.repec.org/p/sol/wpaper/2013-98806.html

 

HAMP M. and C. LAURETI*

"Balancing Flexibility and Discipline in Microfinance: Innovative Financial Products that Benefit Clients and Service Providers"

WP-CEB: N°11-044
http://ideas.repec.org/p/sol/wpaper/2013-98728.html

 

AGIER* I., I. GUÉRIN*, and A. SZAFARZ*

"Child Gender and Parental Borrowing: Evidence from India"

WP-CEB: N°11-038
http://ideas.repec.org/p/sol/wpaper/2013-97214.html

 

BOTTI F. and M. CORSI*

"Measuring the Social Performance of Microfinance in Europe"

WP-CEB: N°11-037
http://ideas.repec.org/p/sol/wpaper/2013-97213.html

 

BLOY E., J. ERNULT, M. HUDON, and A. PÉRILLEUX*

"Surplus et responsabilité sociale en microfinance : Etude de cas d’institutions péruviennes"

WP-CEB: N°11-036
http://ideas.repec.org/p/sol/wpaper/2013-97123.html

 

GARIKIPATI* S.

"Microcredit and Women’s Empowerment: Through the Lens of Time Use Data from Rural India"

WP-CEB: N°11-034
http://ideas.repec.org/p/sol/wpaper/2013-96915.html

 

SCHICKS* J.

"The Over-indebtedness of Microborrowers in Ghana - An Empirical Study from a Customer Protection Perspective"

CERMi WP - Schicks J. - August 2011
http://www.cermi.eu/documents/CERMi_WP_-_Schicks_J._-_August_2011.pdf

 

GUTIÉRREZ-NIETO* B., C. SERRANO-CINCA, and J. CAMÓN-CALA

"A Credit Score System for Socially Responsible Lending"

WP-CEB: N°11-028
http://ideas.repec.org/p/sol/wpaper/2013-92109.html

 

SERRANO-CINCA C. and B. GUTIÉRREZ-NIETO*

"Partial Least Square Discriminant Analysis (PLS-DA) for Bankruptcy Prediction"

WP-CEB: N°11-024
http://ideas.repec.org/p/sol/wpaper/2013-90696.html

 

HUDON* M. and J. SANDBERG*

"Towards a Theory of Fair Interest Rates on Microcredit"

WP-CEB: N°11-019
http://ideas.repec.org/p/sol/wpaper/2013-88905.html

 

SUKADI MATA* R.

"Do Migrants’ Deposits Reduce Microfinance Institutions’ Liquidity Risk?"

WP-CEB: N°11-017
http://ideas.repec.org/p/sol/wpaper/2013-87913.html

 

AGIER* I. and A. SZAFARZ*

"Subjectivity in Credit Allocation to Micro-Entrepreneurs: Evidence from Brazil"

WP-CEB: N°11-016
http://ideas.repec.org/p/sol/wpaper/2013-86108.html

 

ARMENDARIZ* B., B. D'ESPALLIER*, M. HUDON*, and A. SZAFARZ*

"Subsidy Uncertainty and Microfinance Mission Drift"

WP-CEB: N°11-014
http://ideas.repec.org/p/sol/wpaper/2013-83742.html

 

ROSSEL-CAMBIER* K.

"Is Combined Microfinance an Instrument to enhance Sustainable Pro-Poor Public Policy Outcomes?"

WP-CEB: N°11-013
http://ideas.repec.org/p/sol/wpaper/2013-81986.html

 

AGIER* I., I. GUÉRIN*, and A. SZAFARZ*

"Child Gender and Parental Borrowing: Evidence from India"

Working Paper Series - SSRN
http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1792872

 

BRIERE M. and A. SZAFARZ*

"Investment in Microfinance Equity: Risk, Return, and Diversification Benefits"

Working Paper Series - SSRN
http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1776451

 

BRIERE M., B. DRUT, V. MIGNON, K. OOSTERLINCK, and A. SZAFARZ*

"Assessing Portfolio Efficiency Tests: Theory, Simulations, and Applications"

Working Paper Series - SSRN
http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1780514

 

BEISLAND L.A. and R. MERSLAND*

"Do microfinance rating assessments make sense? An analysis of the drivers of the MFI ratings"

WP-CEB: N°11-009
http://ideas.repec.org/p/sol/wpaper/2013-78918.html

 

ROSSEL-CAMBIER* K.

"Understanding the Dynamics of Product Diversification on Microfinance Performance Outcomes: A Case Study in Barbados"

WP-CEB: N°11-008
http://ideas.repec.org/p/sol/wpaper/2013-78912.html

 

SERRANO-CINCA C., Y. FUERTES-CALLÉN, B. GUTIÉRREZ-NIETO*, and B. CUÉLLAR-FERNÁNDEZ

"Path modeling to bankruptcy: causes and symptoms of the banking crisis"

WP-CEB: N°11-007
http://ideas.repec.org/p/sol/wpaper/2013-78756.html

 

DE SCHEEMAEKERE X. and A. SZAFARZ*

"The Inference Fallacy From Bernoulli to Kolmogorov"

WP-CEB: N°11-006
http://ideas.repec.org/p/sol/wpaper/2013-77259.html

 

AGIER* I. and A. SZAFARZ*

"Credit to Women Entrepreneurs: The Curse of the Trustworthier Sex"

WP-CEB: N°11-005
http://ideas.repec.org/p/sol/wpaper/2013-76871.html
http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1718574

 

 

 


2010

 

AGIER* I. and A. SZAFARZ*

"Credit Officers and Loan Granting in Microfinance: Brazilian Evidence"

Working Paper Series - SSRN
http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1729234

 

 

ARMENDÁRIZ* B., B. D'ESPALLIER*, M. HUDON*, and A. SZAFARZ*

"Subsidy Uncertainty and Microfinance Mission Drift"

Working Paper Series - SSRN
http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1731265

 

 

AGIER* I. and A. SZAFARZ*

"Microfinance and Gender: Is There a Glass Ceiling in Loan Size?"

Working Paper Series - SSRN
http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1573872

 

 

ROSSEL-CAMBIER* K.

"Do Multiple Financial Services Enhance the Poverty Outreach of Microfinance Institutions?"

WP-CEB: N°10-058
http://ideas.repec.org/p/sol/wpaper/2013-70368.html

 

ROSSEL-CAMBIER* K.

"Can combining credit with insurance or savings enhance the sustainability of microfinance institutions?"

WP-CEB: N°10-057
http://ideas.repec.org/p/sol/wpaper/2013-70367.html

 

GUÉRIN* I., S. KUMAR, and I. AGIER*

"Microfinance and Women's Empowerment: Do Relationships Between Women Matter? Lessons from rural Southern India"

WP-CEB: N°10-053
http://ideas.repec.org/p/sol/wpaper/2013-68292.html

 

SZAFARZ* A.

"Financial Crises in Efficient Markets: How Fundamentalists Fuel Volatility"

WP-CEB: N°10-052
http://ideas.repec.org/p/sol/wpaper/2013-67769.html
http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1689723

 

SERRANO-CINCA C. and B. GUTIÉRREZ-NIETO*

"A decision support system for financial and social investment"

WP-CEB: N°10-049
http://ideas.repec.org/p/sol/wpaper/2013-65702.html

 

SCHICKS* J.

"Microfinance Over-Indebtedness: Understanding its drivers and challenging the common myths"

WP-CEB: N°10-048
http://ideas.repec.org/p/sol/wpaper/2013-64675.html

 

AGIER* I. and A. SZAFARZ*

"Microfinance and Gender: Is There a Glass Ceiling in Loan Size?"

WP-CEB: N°10-047
http://ideas.repec.org/p/sol/wpaper/2013-64289.html

 

PÉRILLEUX* A. and M. HUDON*

"What Explains Microfinance Distribution Surplus? A Stakeholder-oriented Approach"

WP-CEB: N°10-045
http://ideas.repec.org/p/sol/wpaper/2013-63716.html

 

SUKADI MATA* R.

"Diversification of Microfinance Institutions: Determinants for Entering the Remittances Market"

WP-CEB: N°10-043
http://ideas.repec.org/p/sol/wpaper/2013-62370.html

 

TCHAKOUTE TCHUIGOUA* H.

"Microfinance Institutions Performance. What Matters about the Interaction of Location and Legal Status?"

WP-CEB: N°10-038
http://ideas.repec.org/p/sol/wpaper/2013-61015.html

 

PÉRILLEUX* A., E. BLOY, and M. HUDON*

"Productivity Surplus Distribution in Microfinance: Does Ownership Matter?"

WP-CEB: N°10-036
http://ideas.repec.org/p/sol/wpaper/2013-60442.html

 

GARIKIPATI* S.

"Microcredit and Women’s Empowerment: Have We Been Looking at the Wrong Indicators?"

WP-CEB: N°10-030
http://ideas.repec.org/p/sol/wpaper/2013-57623.html

 

AUGSBURG* B.

" Using Expectation Data to Model Expected Income and Expenditures in Rural India"

WP-CEB: N°10-029
http://ideas.repec.org/p/sol/wpaper/2013-57622.html

 

COPESTAKE* J.

"Microfinance and development finance in India: research implications"

WP-CEB: N°10-028
http://ideas.repec.org/p/sol/wpaper/2013-57621.html

 

SCHMIT* M. and LIN-SYA CHAO

"Managing Growth Risk: Lessons from the Current Crisis"

WP-CEB: N°10-027
http://ideas.repec.org/p/sol/wpaper/2013-57619.html

 

TCHAKOUTE TCHUIGOUA* H.

"L’influence des mécanismes de gouvernance sur la performance des institutions de microfinance d’Afrique Sub-saharienne"

WP-CEB: N°10-026
http://ideas.repec.org/p/sol/wpaper/2013-57619.html

 

ROSSEL CAMBIER* K. and L. ROMAGNOLI

"Status of Social Investment in Children in the Eastern Caribbean – An Overview"

WP-CEB: N°10-022

 

BOTTI F. and M. CORSI*

"A Social Performance Analysis of Italian Microfinance"

WP-CEB: N°10-020
http://ideas.repec.org/p/sol/wpaper/10-020.html

 

DORFLEITNER* G. and C. PRIBERNY

"Perspectives and a Quantitative Model for Structured Microfinance"

WP-CEB: N°10-015
http://ideas.repec.org/p/sol/wpaper/10-015.html

 

DORFLEITNER* G., M. LEIDL, and J. REEDER

"Theory of Social Returns in Portfolio Choice with Application to Microfinance"

WP-CEB: N°10-014
http://ideas.repec.org/p/sol/wpaper/10-014.html

 

GHEERAERT L., R. SUKADI*, and D. TRAÇA

"Remittances and Domestic Investment in Developing Countries: An Analysis of the Role of Financial Sector Development"

WP-CEB: N°10-013
http://ideas.repec.org/p/sol/wpaper/10-013.html

 

NAWAZ A.

"Issues in Subsidies and Sustainability of Microfinance: An Empirical Investigation"

WP-CEB: N°10-010
http://ideas.repec.org/p/sol/wpaper/10-010.html

 

NAWAZ A.

"Efficiency and Productivity of Microfinance: Incorporating the Role of Subsidies"

WP-CEB: N°10-009
http://ideas.repec.org/p/sol/wpaper/10-009.html

 

NAWAZ A.

"Performance of Microfinance: The Role of Subsidies"

WP-CEB: N°10-008
http://ideas.repec.org/p/sol/wpaper/10-008.html

 

LABIE* M., P.-G. MÉON, R. MERSLAND*, and A. SZAFARZ*

"Discrimination by Microcredit Officers: Theory and Evidence on Disability in Uganda"

 

WP-CEB: N°10-007
http://ideas.repec.org/p/sol/wpaper/10-007.html
http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1722122
 

 

PÉRILLEUX* A.

"Maturity Mismatch and Governance of Microfinance Cooperatives: Lessons from History"

WP-CEB: N°10-005
http://ideas.repec.org/p/sol/wpaper/10-005.html

 

 

2009

 

ASHTA* A. and D. ASSADI

"An Analysis of European Online micro-lending Websites"

WP-CEB: N°09-059
http://ideas.repec.org/p/sol/wpaper/09-059.html

 

 

ASHTA* A. and S. RAIMBAULT

"Business Perceptions of the new French regime on Auto-Entrepreneurship: a risk-taking step back from socialism"

WP-CEB: N°09-058
http://ideas.repec.org/p/sol/wpaper/09-058.html

 

 

ALLAIRE V., A. ASHTA*, L. ATTUEL-MENDES, and K. KRISHNASWAMY

"Institutional Analysis to explain the Success of Moroccan Microfinance Institutions"

WP-CEB: N°09-057
http://ideas.repec.org/p/sol/wpaper/09-057.html

 

 

ASHTA* A. and D. ASSADI

"Does Social Lending incorporate Social Technologies? The use of Web 2.0 Technologies in online P2P lending"

WP-CEB: N°09-056
http://ideas.repec.org/p/sol/wpaper/09-056.html

 

 

MARREZ H. and M. SCHMIT*

"Credit risk analysis in microcredit: How does gender matter?"

WP-CEB: N°09-053
http://ideas.repec.org/p/sol/wpaper/09-053.html

 

 

SZAFARZ* A.

"How Did Financial-Crisis-Based Criticisms of Market Efficiency Get It So Wrong?"

WP-CEB: N°09-048
http://ideas.repec.org/p/sol/wpaper/09-048.html
http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1510444

 

 

ARMENDARIZ* B.

"Microfinance for Self-Employment Activities in the European Urban Areas: Contrasting Crédal in Belgium and Adie in France"

WP-CEB: N°09-041
http://ideas.repec.org/p/sol/wpaper/09-041.html

 

 

VANROOSE* A. and B. D'ESPALLIER*

"Microfinance and Financial Sector Development"

WP-CEB: N°09-040
http://ideas.repec.org/p/sol/wpaper/09-040.html

 

 

ASHTA* A. and M. HUDON*

"To whom should we be fair? Ethical issues in Balancing Stakeholder Interests from Banco Compartamos Case Study"

WP-CEB: N°09-036
http://ideas.repec.org/p/sol/wpaper/09-036.html

 

 

SUKADI MATA* R.

"Microfinance Institutions (MFIs) on the Remittances Market: Money Transfer Activity and Savings Mobilisation"

WP-CEB: N°09-022
http://ideas.repec.org/p/sol/wpaper/09-022.html

 

 

LABIE* M., P-G. MÉON, and A. SZAFARZ*

"Discrimination in Microfinance: The Role of Credit Officers"

WP-CEB: N°09-017
http://ideas.repec.org/p/sol/wpaper/09-017.html

 

 

ARMENDARIZ* B. and A. SZAFARZ*

"On Mission Drift In Microfinance Institutions"

WP-CEB: N°09-015
http://ideas.repec.org/p/sol/wpaper/09-015.html

 

 

SEKKAT K. and A. SZAFARZ*

"Valuing Homeownership"

WP-CEB: N°09-006
http://ideas.repec.org/p/sol/wpaper/09-006.html

 

 

2008

 

PARKS W. and K. ROSSEL-CAMBIER*

"Small Island Developing States (SIDS) Fit for Children Network – A Concept Note"

WP-CEB: N°08-043
http://ideas.repec.org/p/sol/wpaper/08-043.html

 

 

VANROOSE* A.

"What macro factors make microfinance institutions reach out?"

WP-CEB: N°08-036
http://ideas.repec.org/p/sol/wpaper/08-036.html

 

 

VERMORKEN M., A. SZAFARZ*, and H. PIROTTE

"Sector Classification through non-Gaussian Similarity"

WP-CEB: N°08-032
http://ideas.repec.org/p/sol/wpaper/08-032.html

 

 

DE SCHEEMAEKERE X. and A. SZAFARZ*

"Inverting Bernoulli’s Theorem: The Original Sin"

WP-CEB: N°08-029
http://ideas.repec.org/p/sol/wpaper/08-029.html

 

 

PÉRILLEUX* A.

"Les coopératives d'épargne et de crédit en microfinance face aux problématiques de gouvernance et de croissance"

WP-CEB: N°08-025
http://ideas.repec.org/p/sol/wpaper/08-025.html

 

 

NIYONGABO* E.

"Défis du financement agricole et rural, rôle pour la microfinance et implications pour les politiques publiques en Afrique subsaharienne. Pistes de recherche basées sur le cas du Burundi"

WP-CEB: N°08-024
http://ideas.repec.org/p/sol/wpaper/08-024.html

 

 

MÉON P-G. and A. SZAFARZ*

"Labour market discrimination as an agency cost"

WP-CEB: N°08-019
http://ideas.repec.org/p/sol/wpaper/08-019.html

 

 

BRIÈRE M., A. CHAPELLE, and A. SZAFARZ*

"No contagion, only globalization and flight to quality"

WP-CEB: N°08-018

 

 

DE SCHEEMAEKERE X. and A. SZAFARZ*

"The Special Status of Mathematical Probability: A Historical Sketch"

WP-CEB: N°08-017
http://ideas.repec.org/p/sol/wpaper/08-017.html

 

 

BERNAL O., K. OOSTERLINCK, and A. SZAFARZ*

"Observing bailout expectations during a total eclipse of the sun"

WP-CEB: N°08-015
http://ideas.repec.org/p/sol/wpaper/08-017.html

 

 

HUDON* M.

"Norms and Values of the Various Microfinance Institutions"

WP-CEB: N°08-006
http://ideas.repec.org/p/sol/wpaper/08-006.html

 

 

ROSSEL-CAMBIER* K.

"Combined Micro-Finance: Selected Research Questions from a Stakeholder Point of View"

WP-CEB: N°08-004
http://ideas.repec.org/p/sol/wpaper/08-004.html

 

 

LABIE* M. and A. PÉRILLEUX*

"Corporate Governance in Microfinance: Credit Unions"

WP-CEB: N°08-003
http://ideas.repec.org/p/sol/wpaper/08-003.html

 

 

ARMENDARIZ* B. and N. ROOME

"Empowering women via microfinance in fragile states"

WP-CEB: N°08-001
http://ideas.repec.org/p/sol/wpaper/08-001.html

 

 

2007

 

CHAPELLE A. and A. SZAFARZ*

"Control Consolidation With a Threshold:An Algorithm "

Working Paper Series - SSRN
http://papers.ssrn.com/sol3/papers.cfm?abstract_id=906456

 

ROSSEL-CAMBIER* K., T. OLSEN, and N. POURZAND

"Investing in knowledge for evidence-based social policies for children: two case studies of knowledge dissemination initiatives in the Eastern Caribbean"

WP-CEB: N°07-040
http://ideas.repec.org/p/sol/wpaper/07-040.html

 

BRIÈRE M. and A. SZAFARZ*

"Crisis Robust Bond Portfolios"

WP-CEB: N°07-030
http://ideas.repec.org/p/sol/wpaper/07-030.html

 

SZAFARZ* A.

"Hiring People-like-Yourself: A Representation of Discrimination on the Job Market"

WP-CEB: N°07-021
http://ideas.repec.org/p/sol/wpaper/07-021.html
http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1028949

 

HUDON* M.

"Use of Donor Funds in the Financing of MFIs"

WP-CEB: N°07-020
http://ideas.repec.org/p/sol/wpaper/07-020.html

 

VANROOSE* A.

"Microfinance: are its promises ethically justified?"

WP-CEB: N°07-014
http://ideas.repec.org/p/sol/wpaper/07-014.html

 

HUDON* M.

"Should Access to Credit be a Right?"

WP-CEB: N°07-008
http://ideas.repec.org/p/sol/wpaper/07-008.html

 

FARBER A., R. GILLET, and A. SZAFARZ*

"A general formula for the WACC: A reply"

WP-CEB: N°07-004
http://ideas.repec.org/p/sol/wpaper/07-004.html

 

HUDON* M.

"Social Justice with Credits to the Poor"

WP-CEB: N°07-003
http://ideas.repec.org/p/sol/wpaper/07-003.html

 

HUDON* M. and H.D. SEIBEL

"Use of microfinance in post-conflict and post-disaster situations: Turning victims into shareholders"

WP-CEB: N°07-002
http://ideas.repec.org/p/sol/wpaper/07-002.html